Features — XthonPay

Nº 01 · Wallets

One address, per invoice.

Every invoice gets a unique BSC address derived from a single encrypted master seed. No shared pools means no amount matching and no cross-user risk.

BIP-44 path m/44'/60'/0'/0/n
Private keys never persisted
Seed encrypted AES-256-GCM

m/44'/60'

Hierarchical Deterministic

Nº 02 · Detection

Fifteen seconds to confirmed.

Our on-chain scanner polls every fifteen seconds across every active address. Confirmations are tracked live and the balance credits once past twelve blocks.

Continuous balance-delta scanning
Twelve-block confirmation tracking
Real-time Telegram notifications

15sec

Average Detection Time

Nº 03 · API

A surface that fits on a page.

Predictable REST with API-key auth. Invoices, withdrawals, balances, history — all documented in one page, usable from any language without an SDK.

X-API-Key bearer auth
Webhook delivery, three retries
IP whitelisting per key

REST

JSON in · JSON out

Nº 04 · Experience

Native to Telegram.

A full Telegram bot plus a Mini App. Manage wallets, enable 2FA, issue withdrawals, view on-chain receipts — without ever leaving the chat.

Bot + Mini App interface
TOTP 2FA on withdrawals
On-chain receipts & history

@XthonPay
Bot

Bot + Mini App

03 — Comparison

How we compare to shared-wallet processors.

Capability	XthonPay	Shared-Wallet Processors
Unique address per user	Yes	No
Auto deposit detection	15 seconds	Manual / FIFO
Service fees	$0	1 – 3%
Webhook retries	Three, backed off	Basic / none
Telegram bot + Mini App	Full management	None

Set down in fifteen seconds.

Open the bot and issue your first invoice.